Your era, your branch and your exposures shape your claim. Find the guide built for where and when you served.

Crisis Line: 988702-992-4883
The VA DisabilityADVOCATE

What The VA Won’t Put In Writing

Declassified

Description

We decode the evidence rules, exam traps, and rating tricks the VA won’t spell out, then fight to win what you earned.

Notes

Information here is free. Optional accredited representation, no fees unless you win.

VA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTIONVA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTION
Camp Lejeune Contaminated Water
← Back to Veteran Groups
VA-Accredited Claims Agent #45147

Toxic Exposure

Camp Lejeune Contaminated Water

Presumptive conditions and the separate Camp Lejeune Justice Act claim

Veterans and family members exposed to contaminated water at Camp Lejeune have both VA presumptive disability benefits and a separate legal claim under the Camp Lejeune Justice Act. They are two different systems with different rules and deadlines, and one does not file the other for you. The VA side runs under 38 CFR 3.309(f). Your part is to prove your time at Camp Lejeune with service records, confirm a listed diagnosis, and treat the Justice Act claim as its own separate process.

The Law That Governs This
38 CFR §3.307(a)(7), Camp Lejeune contaminated water presumption38 CFR §3.309(f), diseases associated with Camp Lejeune contaminated waterCamp Lejeune Justice Act of 2022 (part of PL 117-168)Honoring America’s Veterans and Caring for Camp Lejeune Families Act of 2012 (PL 112-154)38 CFR §17.400, health care for Camp Lejeune family members
In Plain English

Two Separate Avenues, Do Not Confuse Them

Veterans stationed at Camp Lejeune between 1953 and 1987 were exposed to drinking water contaminated with trichloroethylene (TCE), perchloroethylene (PCE), benzene, and vinyl chloride. There are two entirely distinct avenues of relief: VA disability compensation under the §3.309(f) presumption, and a separate federal lawsuit under the Camp Lejeune Justice Act filed in the Eastern District of North Carolina.

They run on different tracks, are decided by different bodies, and one does not replace the other. VA compensation is a monthly benefit administered by the VA. The Justice Act claim is civil litigation for damages, open to family members and civilian workers as well as veterans. Pursuing one does not forfeit the other, though a Justice Act award may be offset by VA benefits paid for the same harm.

Two Separate Avenues, Do Not Confuse Them
Broken Down

The VA Presumptive Conditions (§3.309(f))

Adult leukemia

Adult leukemia

A blood and bone-marrow cancer strongly linked to benzene, one of the solvents in the Lejeune supply. The diagnosis alone establishes the presumption, so file at diagnosis and do not wait for treatment to begin.

Aplastic anemia and myelodysplastic syndromes

Aplastic anemia and myelodysplastic syndromes

Bone-marrow failure that leaves the body unable to make healthy blood cells, tied to benzene exposure. Rated on transfusion dependence and infection risk, and the residuals are frequently under-scored.

Bladder cancer

Bladder cancer

Tied to trichloroethylene (TCE) in the water. Rated on voiding dysfunction and recurrence, and any residual use of pads or a catheter after treatment is a separate ratable line the VA rarely scores on its own.

Kidney cancer

Kidney cancer

Renal cell cancer linked to TCE, one of the most solidly established Lejeune associations. Rated on the cancer itself and, after surgery, on any loss of kidney function that remains.

Liver cancer

Liver cancer

Associated with vinyl chloride in the contaminated supply. Aggressive and often caught late, so a pathology report naming the diagnosis is what moves the claim quickly.

Multiple myeloma

Multiple myeloma

A cancer of the bone-marrow plasma cells linked to the Lejeune solvents. Often rated high, with anemia, bone pain, and kidney involvement that support secondary claims on top of the primary rating.

Non-Hodgkin’s lymphoma

Non-Hodgkin’s lymphoma

A family of lymphatic cancers with a strong solvent association. Active disease is rated 100%, and even in remission the follow-up and residuals carry a continued rating the VA will try to cut too soon.

Parkinson’s disease

Parkinson’s disease

Added on the strength of the TCE–Parkinson’s link. Rated across tremor, rigidity, speech, and swallowing, each scored separately, so filed as one line it is almost always under-rated.

In Plain English

The Qualifying Service Window

Qualifying exposure requires no less than 30 days, cumulative, not necessarily consecutive, of service at Camp Lejeune or MCAS New River between August 1, 1953 and December 31, 1987. Establishing those dates is usually straightforward with service records, and it unlocks the presumption for the eight listed conditions.

Reservists and National Guard members who trained at Lejeune during the period can qualify. So can civilian employees for Justice Act purposes, though not for VA disability compensation.

The Qualifying Service Window
In Plain English

Health Care for Family Members

Separate from disability compensation, the 2012 Camp Lejeune families law provides VA health care cost reimbursement to family members who lived at Camp Lejeune for at least 30 days during the contamination period, for 15 covered conditions, including esophageal cancer, breast cancer, renal toxicity, female infertility, miscarriage, scleroderma, neurobehavioral effects, hepatic steatosis, lung cancer, and the cancers listed above. This program is administered under §17.400 and is badly under-used.

Health Care for Family Members
In Plain English

Conditions Not on the Presumptive List

The eight presumptive conditions are a floor, not a ceiling. Breast cancer (including male breast cancer), esophageal cancer, lung cancer, scleroderma, hepatic steatosis, neurobehavioral effects, and female infertility are recognized in the health-care program but are not presumptive for disability compensation. Those claims can still be won on a direct, facts-found basis under §3.303(d) with a competent medical nexus opinion tying the condition to documented solvent exposure.

Conditions Not on the Presumptive List

The Advocate’s Take

Do not let anyone tell you a Justice Act lawyer is handling your VA claim. They are two different systems. One is a lawsuit. The other is your VA disability claim, the one that pays every month for the rest of your life. Eligible veterans should know the difference and protect both.

Here is how the VA looks at it. Under 38 CFR 3.309(f), if you served at least 30 days, total, at Camp Lejeune or MCAS New River between August 1, 1953 and December 31, 1987, and you have one of eight listed conditions, the link is presumed. Those eight are adult leukemia, aplastic anemia and other myelodysplastic syndromes, bladder cancer, kidney cancer, liver cancer, multiple myeloma, non-Hodgkin's lymphoma, and Parkinson's disease. Other conditions are not shut out. They go through direct service connection with medical evidence that the water, at least as likely as not, caused them. The Justice Act lawsuit has its own rules and deadlines, and an award there can be reduced by VA benefits paid for the same harm. Your VA benefit does not stop because of the lawsuit.

What I need from you: your DD-214 and personnel records showing your time at Lejeune or New River, your diagnosis in writing, and treatment records. If you lived on base as a dependent, tell me, because family members have a separate VA health care program.

Walk through it with me. First, we file an Intent to File, VA Form 21-0966. Second, we prove your 30 days with orders, training records, or unit assignments. Third, we claim each listed condition on the presumption. Fourth, for anything not listed, we build a direct claim with a medical opinion and the science behind it. Then we look for secondary conditions that flow from the primary, because cancer treatment leaves a trail.

The pitfalls: assuming the lawsuit covers the VA claim, never filing for VA benefits at all, and dropping a non-listed condition because it was not on the list. Shocking, I know, but some veterans spent two years waiting on a law firm while their VA effective date sat unprotected.

Your part: find your records, get your diagnosis on paper, and file your Intent to File now. We work WITH you, not FOR you. The water was not your choice. The claim is.

The Checklist

Evidence That Wins Camp Lejeune Claims

Photo for point 1: Orders, DD-214, or personnel records establishing 30+ days at Camp Lejeune or MCAS New River
01

Orders, DD-214, or personnel records establishing 30+ days at Camp Lejeune or MCAS New River

Photo for point 2: Base housing records or dependent records for family-member claims
02

Base housing records or dependent records for family-member claims

Photo for point 3: Pathology and oncology reports naming the specific diagnosis
03

Pathology and oncology reports naming the specific diagnosis

Photo for point 4: Date of diagnosis, relevant to both the VA claim and Justice Act timelines
04

Date of diagnosis, relevant to both the VA claim and Justice Act timelines

Photo for point 5: For non-listed conditions, a medical nexus opinion addressing TCE/PCE exposure
05

For non-listed conditions, a medical nexus opinion addressing TCE/PCE exposure

Where the VA Gets This Wrong

We routinely see the 30-day requirement misapplied as though it must be consecutive service, and family-member health-care eligibility ignored entirely because nobody in the file ever raised it.

How claims are won

Building a Camp Lejeune Contaminated Water Claim That Wins

Every claim stands on three legs. Knock one out and the claim falls over, no matter how bad your symptoms are. Before you file, look at your file and find all three. If one is missing, that is the piece to build first. The VA will not build it for you, and filing without it usually just buys you a denial letter and lost time.

A current diagnosis
01

A current diagnosis

A doctor has to say you have it, now, in writing. Not "reports symptoms of", a diagnosis. Without this leg, nothing else in the file matters.

A link to your service
02

A link to your service

An event, an injury, an exposure, or an already service-connected condition. Service records, unit records, buddy statements, and your own account all count as evidence.

A nexus that ties the two together
03

A nexus that ties the two together

A medical opinion stating it is at least as likely as not that your service caused or aggravated the condition. That phrase is a legal standard: 50 percent or better. It is the leg most denials break.

Document the problem before you file

• Keep a dated symptom log for at least 30 days. Frequency, severity, and what it stopped you from doing.

• Get statements from people who see it, a spouse, a coworker, a battle buddy. Lay evidence is legal evidence.

• Pull your private treatment records. The VA only has to help; it does not have to go find everything.

• Write down what you have stopped doing. Lost work, lost sleep, lost activities. That is what impairment looks like on paper.

Know them before you file

Your Rights in This Process

Most veterans walk into this system without knowing the rules the VA itself has to follow. That is how claims get denied for missing evidence the VA was supposed to help you find, and how exams get done by the wrong clinician. These six rights are written into federal regulation. Know them before you file, and make the VA honor every one of them when it decides your claim.

It costs nothing to file

It costs nothing to file

Filing a VA claim is free. Accredited representatives may only charge for work on an appeal after an initial decision, and those fees are capped by 38 CFR §14.636.

The VA has a Duty to Assist you

The VA has a Duty to Assist you

Under 38 CFR §3.159 the VA must help you get the evidence it needs, and it must tell you what is missing before it denies you for missing it.

You can ask for a different examiner

You can ask for a different examiner

You may request a trauma-informed clinician, or a clinician of a specific gender, for a C&P examination. Ask before the exam is scheduled.

You can claim every condition you have

You can claim every condition you have

There is no limit and no penalty. Primary conditions, secondary conditions, and conditions made worse by service all get filed.

You can appeal and be re-evaluated

You can appeal and be re-evaluated

A denial is not the end. You may submit new evidence, request a higher-level review, appeal to the Board, and ask for re-evaluation when your condition worsens.

You must be considered for TDIU

You must be considered for TDIU

If your service-connected conditions keep you from holding substantially gainful employment, you may be paid at the 100 percent rate without a 100 percent rating.

Free · no obligation

When You Are Ready to File

Talk to an accredited representative before you file. It costs nothing to ask, and the order you file in changes what the VA is allowed to award you. Albert L. Thombs Jr. is VA-Accredited Claims Agent #45147. A short conversation now can save you a year spent waiting in the wrong review lane.

Your part starts at the kitchen table. Pull your DD-214, your rating decision if you have one, and the names of every doctor who treats you today. Under 38 CFR 3.159 the VA has to help you gather records, but it can only chase the records you tell it about. Leave a doctor off the 21-4142 and that treatment may never reach your file.

Veteran filling out a VA disability claim application at her home desk with her records folder open
VA Form 21-526EZ

The application itself

This is the form that opens a disability compensation claim. List every condition you are claiming, and name the secondary conditions explicitly.

VA Form 21-4142

Release for private records

Authorises the VA to request records from your private doctors. Without it, treatment outside the VA may never reach your file.

VA Form 21-10210

Lay or buddy statement

The official form for your own statement and for statements from people who witnessed the event or the change in you.

A woman veteran handing a folder of medical records to a receptionist
Your responsibility as a veteran

Your Part in This Is Not Optional

I will be straight with you. No advocate on earth can win a claim for a veteran who will not do his or her part. The VA decides on the record, and you are the only person who can build the medical side of that record. We do the legal and forensic work. You do yours. Here is what that means, every single time:

  • See a doctor and get every symptom written into your medical record. If it is not on paper, the VA treats it as if it never happened.
  • Keep a symptom journal. Dates, flare-ups, missed work, the nights you did not sleep. That is the evidence of how this condition actually runs your life.
  • Answer every VA letter and every request for evidence before the deadline. Silence gets claims denied.
  • Show up to your C&P exam and describe your worst days honestly. Do not tough it out in that room. Do not exaggerate either.

You do your job and we will do ours. That is how claims get won.

Choose Your Service

The Three Services

We offer three completely separate services, kept distinct on purpose so you know exactly what you are buying, what it costs, and how it is paid. These are not tiers of one agreement, you choose the single option that fits your situation.

Two are contingency representation with no cost up front; they differ by how hard the case is and how the fee gets paid. The third is a flat-fee forensic report for the veteran who wants to fight the claim himself.

An accredited claims agent and a veteran reviewing a clean, single-issue appeal together
Option 1

Standard Direct-Pay Representation

20% of back pay

No cost up front, nothing out of pocket. The VA withholds our fee and pays us directly under §14.636(h). Best for cleaner, more recent, single-issue denials, routine higher-level reviews, supplemental claims, and rating increases, carried all the way to the Board of Veterans’ Appeals.

See full details
An advocate reviewing a veteran's decade-deep claims file
Option 2

High-Complexity Representation

30% of back pay

For high-complexity cases, long claim histories, prior Board denials, CUE, complex effective-date and TDIU fights, multi-issue toxic exposure. Still no cost up front. Because the VA pays a rep only up to 20% directly, the VA sends your full retro to you and we invoice you directly for the 30%. Lawful, but never entered into lightly.

See full details
A forensic file audit in progress
Option 3

Mission 5 Intelligence Brief

$750 flat

A standalone forensic file review and written road map, not representation. For the veteran with a tough, older case who wants to fight it himself and keep 100% of his back pay. We audit your file, show you every error, and hand you the plan. Available only to veterans who already have a VA decision.

See full details

The exact contingency percentage on your case is set in a written agreement by the complexity of the work, always within the maximum the law allows. Federal-court litigation, if it is ever needed, is a separate, pre-agreed arrangement.

A veteran shaking hands with his VA-accredited claims agent after reviewing his claim
Denied or under-rated?

Talk to a VA-accredited claims agent about your claim

Albert L. Thombs Jr. is a US Army veteran, VA-Accredited Claims Agent #45147, and 100% service-connected himself. He personally reviews every request. Fees are capped by 38 CFR §14.636, and there are no fees on representation unless you win.

702-992-4883

Mon–Fri, 11AM–6PM Pacific

Questions are always free. The Mission 5 Brief is $750 flat.