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What The VA Won’t Put In Writing

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We decode the evidence rules, exam traps, and rating tricks the VA won’t spell out, then fight to win what you earned.

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Information here is free. Optional accredited representation, no fees unless you win.

VA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTIONVA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTION
Gulf War Veterans and the PACT Act
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Gulf War Veterans and the PACT Act

AT

Albert Thombs

Founder & VA-Accredited Claims Agent · #45147

August 10, 20261 min read1 reads

The PACT Act rewrote the rules for Gulf War and post-9/11 veterans exposed to burn pits and airborne hazards. Here is what changed.

The PACT Act is the largest expansion of veteran benefits in a generation, and Gulf War and post-9/11 veterans are among the biggest beneficiaries. If you breathed the air near a burn pit, this law was written for you.

What the PACT Act added

The law created new presumptions for conditions tied to burn pits and airborne hazards, including numerous respiratory conditions and cancers, and expanded the list of qualifying locations and exposures. For covered veterans, the VA concedes the exposure and the connection.

Your Community, illustration
Understanding your community, what the VA looks for.

TERA and the exposure interview

Even outside the presumptive list, the VA now performs a Toxic Exposure Risk Activity (TERA) assessment for many claims, opening a path to service connection on a direct basis. Documenting where you were and what you were exposed to is critical.

File. Even if you were denied before the PACT Act, the legal landscape has changed in your favor.

Official VA Video · Government Produced
VA Benefits: Toxic Exposure Update

The regulatory authority behind toxic-exposure claims lives in M21-1, Part IV, Subpart ii, Chapter 2, Section C (Service Connection for Disabilities Resulting from Exposure to Environmental Hazards). This section governs how raters develop and adjudicate toxic-exposure claims, including burn-pit, Agent Orange, contaminated-water, and radiation claims, and cross-references the PACT Act's conceded-exposure framework under 38 U.S.C. §1168 (TERA). When a C&P examiner renders a negative nexus opinion without addressing the documented exposure pathway, that opinion is inadequate under Barr v. Nicholson, and raters are required to return it for a supplemental opinion. Veterans who receive a denial after a cursory exam should cite the specific M21-1 development procedures the rater failed to follow.

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Your responsibility as a veteran

Your Part in This Is Not Optional

I will be straight with you. No advocate on earth can win a claim for a veteran who will not do his or her part. The VA decides on the record, and you are the only person who can build the medical side of that record. We do the legal and forensic work. You do yours. Here is what that means, every single time:

  • See a doctor and get every symptom written into your medical record. If it is not on paper, the VA treats it as if it never happened.
  • Keep a symptom journal. Dates, flare-ups, missed work, the nights you did not sleep. That is the evidence of how this condition actually runs your life.
  • Answer every VA letter and every request for evidence before the deadline. Silence gets claims denied.
  • Show up to your C&P exam and describe your worst days honestly. Do not tough it out in that room. Do not exaggerate either.

You do your job and we will do ours. That is how claims get won.

Choose Your Service

The Three Services

We offer three completely separate services, kept distinct on purpose so you know exactly what you are buying, what it costs, and how it is paid. These are not tiers of one agreement, you choose the single option that fits your situation.

Two are contingency representation with no cost up front; they differ by how hard the case is and how the fee gets paid. The third is a flat-fee forensic report for the veteran who wants to fight the claim himself.

An accredited claims agent and a veteran reviewing a clean, single-issue appeal together
Option 1

Standard Direct-Pay Representation

20% of back pay

No cost up front, nothing out of pocket. The VA withholds our fee and pays us directly under §14.636(h). Best for cleaner, more recent, single-issue denials, routine higher-level reviews, supplemental claims, and rating increases, carried all the way to the Board of Veterans’ Appeals.

See full details
An advocate reviewing a veteran's decade-deep claims file
Option 2

High-Complexity Representation

30% of back pay

For high-complexity cases, long claim histories, prior Board denials, CUE, complex effective-date and TDIU fights, multi-issue toxic exposure. Still no cost up front. Because the VA pays a rep only up to 20% directly, the VA sends your full retro to you and we invoice you directly for the 30%. Lawful, but never entered into lightly.

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Option 3

Mission 5 Intelligence Brief

$750 flat

A standalone forensic file review and written road map, not representation. For the veteran with a tough, older case who wants to fight it himself and keep 100% of his back pay. We audit your file, show you every error, and hand you the plan. Available only to veterans who already have a VA decision.

See full details

The exact contingency percentage on your case is set in a written agreement by the complexity of the work, always within the maximum the law allows. Federal-court litigation, if it is ever needed, is a separate, pre-agreed arrangement.

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Denied or under-rated?

Talk to a VA-accredited claims agent about your claim

Albert L. Thombs Jr. is a US Army veteran, VA-Accredited Claims Agent #45147, and 100% service-connected himself. He personally reviews every request. Fees are capped by 38 CFR §14.636, and there are no fees on representation unless you win.

702-992-4883

Mon–Fri, 11AM–6PM Pacific

Questions are always free. The Mission 5 Brief is $750 flat.