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What The VA Won’t Put In Writing

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We decode the evidence rules, exam traps, and rating tricks the VA won’t spell out, then fight to win what you earned.

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Information here is free. Optional accredited representation, no fees unless you win.

VA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTIONVA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTION
What to Expect at a Mental Health C&P Exam
← Back to the BlogC&P Exams

What to Expect at a Mental Health C&P Exam

AT

Albert Thombs

Founder & VA-Accredited Claims Agent · #45147

August 10, 20262 min read2 reads

A mental health exam is not a therapy session. It is an evaluation against a specific rating formula, and honesty about your worst days is essential.

The mental health C&P exam unsettles a lot of veterans, and the instinct to "hold it together" for an hour is strong. But this exam measures you against the General Rating Formula for Mental Disorders in 38 CFR § 4.130, and holding it together can cost you the accurate rating.

What the examiner is scoring

The formula rates by how much your symptoms impair occupational and social functioning, from mild interference at 10% up to total impairment at 100%. The examiner is documenting the frequency, severity, and duration of your symptoms, not diagnosing you fresh.

C&P Exams, illustration
Understanding c&p exams, what the VA looks for.

Be honest about the bad days

Mental health ratings run on the General Rating Formula in 38 CFR §4.130, and that formula is built around how often your symptoms hit and how badly they affect work and relationships. Walk in and describe your best hour, and the examiner writes down your best hour. Your part is describing an ordinary bad week, plainly and without shame.

  • Panic attacks, memory and concentration problems, sleep disruption
  • How symptoms affect work, relationships, and daily functioning
  • Thoughts of self-harm, never minimize these

You are not complaining; you are giving the examiner the facts the formula requires. Describe your typical bad week, not your best hour.

Official VA Video · Government Produced
VA Claim Exams: Psychological

The adequacy standard for C&P examinations is codified in M21-1, Part III, Subpart iv, Chapter 3 (Obtaining Medical Examinations and Medical Opinions), and the body-system-specific requirements in Chapter 4. When an examiner fails to address functional loss, skips required testing, or provides a "bare conclusion" without a rationale, the exam is legally inadequate under Barr v. Nicholson. Under Sharp v. Shulkin, an examiner who dismisses flare-up impact without a reasoned explanation has produced a deficient opinion. Under Correia v. McDonald, musculoskeletal exams must include active, passive, and weight-bearing versus non-weight-bearing testing, skip any one of those, and the exam is incomplete.

What to Expect at a Mental Health C&P Exam, supporting image
Filed under:C&P Exams
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Your responsibility as a veteran

Your Part in This Is Not Optional

I will be straight with you. No advocate on earth can win a claim for a veteran who will not do his or her part. The VA decides on the record, and you are the only person who can build the medical side of that record. We do the legal and forensic work. You do yours. Here is what that means, every single time:

  • See a doctor and get every symptom written into your medical record. If it is not on paper, the VA treats it as if it never happened.
  • Keep a symptom journal. Dates, flare-ups, missed work, the nights you did not sleep. That is the evidence of how this condition actually runs your life.
  • Answer every VA letter and every request for evidence before the deadline. Silence gets claims denied.
  • Show up to your C&P exam and describe your worst days honestly. Do not tough it out in that room. Do not exaggerate either.

You do your job and we will do ours. That is how claims get won.

Choose Your Service

The Three Services

We offer three completely separate services, kept distinct on purpose so you know exactly what you are buying, what it costs, and how it is paid. These are not tiers of one agreement, you choose the single option that fits your situation.

Two are contingency representation with no cost up front; they differ by how hard the case is and how the fee gets paid. The third is a flat-fee forensic report for the veteran who wants to fight the claim himself.

An accredited claims agent and a veteran reviewing a clean, single-issue appeal together
Option 1

Standard Direct-Pay Representation

20% of back pay

No cost up front, nothing out of pocket. The VA withholds our fee and pays us directly under §14.636(h). Best for cleaner, more recent, single-issue denials, routine higher-level reviews, supplemental claims, and rating increases, carried all the way to the Board of Veterans’ Appeals.

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Option 2

High-Complexity Representation

30% of back pay

For high-complexity cases, long claim histories, prior Board denials, CUE, complex effective-date and TDIU fights, multi-issue toxic exposure. Still no cost up front. Because the VA pays a rep only up to 20% directly, the VA sends your full retro to you and we invoice you directly for the 30%. Lawful, but never entered into lightly.

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A forensic file audit in progress
Option 3

Mission 5 Intelligence Brief

$750 flat

A standalone forensic file review and written road map, not representation. For the veteran with a tough, older case who wants to fight it himself and keep 100% of his back pay. We audit your file, show you every error, and hand you the plan. Available only to veterans who already have a VA decision.

See full details

The exact contingency percentage on your case is set in a written agreement by the complexity of the work, always within the maximum the law allows. Federal-court litigation, if it is ever needed, is a separate, pre-agreed arrangement.

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Albert L. Thombs Jr. is a US Army veteran, VA-Accredited Claims Agent #45147, and 100% service-connected himself. He personally reviews every request. Fees are capped by 38 CFR §14.636, and there are no fees on representation unless you win.

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Questions are always free. The Mission 5 Brief is $750 flat.