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We decode the evidence rules, exam traps, and rating tricks the VA won’t spell out, then fight to win what you earned.

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Information here is free. Optional accredited representation, no fees unless you win.

VA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTIONVA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTION
The PACT Act: What Toxic-Exposed Veterans Need to Know
← Back to the BlogGetting Started

The PACT Act: What Toxic-Exposed Veterans Need to Know

AT

Albert Thombs

Founder & VA-Accredited Claims Agent · #45147

July 21, 20261 min read1 reads

The largest expansion of VA benefits in decades opened the door for burn-pit, Agent Orange, and radiation-exposed veterans. Here is how to walk through it.

The PACT Act added dozens of presumptive conditions and expanded the list of locations tied to toxic exposure. If you served near burn pits, were exposed to Agent Orange, or worked around other hazards, conditions that were denied years ago may now be presumptive.

Presumptive vs. facts-found

A presumptive condition means the VA concedes the link if you meet the exposure and diagnosis criteria, no nexus letter required. If your condition is not on the presumptive list, you can still win on a facts-found basis by proving the exposure and the medical link directly.

Getting Started, illustration
Understanding getting started, what the VA looks for.

It is not about your MOS alone

Toxic-exposure claims are driven by where you were and what you did, your unit, your locations, and your job duties, not your job title on paper. A TERA (Toxic Exposure Risk Activity) review reconstructs that exposure history. We map your service to the exposure, then to the condition. And no tool or worksheet is the official exposure record, the evidence still has to be built.

The regulatory authority behind toxic-exposure claims lives in M21-1, Part IV, Subpart ii, Chapter 2, Section C (Service Connection for Disabilities Resulting from Exposure to Environmental Hazards). This section governs how raters develop and adjudicate toxic-exposure claims, including burn-pit, Agent Orange, contaminated-water, and radiation claims, and cross-references the PACT Act's conceded-exposure framework under 38 U.S.C. §1168 (TERA). When a C&P examiner renders a negative nexus opinion without addressing the documented exposure pathway, that opinion is inadequate under Barr v. Nicholson, and raters are required to return it for a supplemental opinion. Veterans who receive a denial after a cursory exam should cite the specific M21-1 development procedures the rater failed to follow.

Official VA Video · Government Produced
VA Benefits: Toxic Exposure Update
The PACT Act: What Toxic-Exposed Veterans Need to Know, supporting image
Filed under:Getting Started
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Your responsibility as a veteran

Your Part in This Is Not Optional

I will be straight with you. No advocate on earth can win a claim for a veteran who will not do his or her part. The VA decides on the record, and you are the only person who can build the medical side of that record. We do the legal and forensic work. You do yours. Here is what that means, every single time:

  • See a doctor and get every symptom written into your medical record. If it is not on paper, the VA treats it as if it never happened.
  • Keep a symptom journal. Dates, flare-ups, missed work, the nights you did not sleep. That is the evidence of how this condition actually runs your life.
  • Answer every VA letter and every request for evidence before the deadline. Silence gets claims denied.
  • Show up to your C&P exam and describe your worst days honestly. Do not tough it out in that room. Do not exaggerate either.

You do your job and we will do ours. That is how claims get won.

Choose Your Service

The Three Services

We offer three completely separate services, kept distinct on purpose so you know exactly what you are buying, what it costs, and how it is paid. These are not tiers of one agreement, you choose the single option that fits your situation.

Two are contingency representation with no cost up front; they differ by how hard the case is and how the fee gets paid. The third is a flat-fee forensic report for the veteran who wants to fight the claim himself.

An accredited claims agent and a veteran reviewing a clean, single-issue appeal together
Option 1

Standard Direct-Pay Representation

20% of back pay

No cost up front, nothing out of pocket. The VA withholds our fee and pays us directly under §14.636(h). Best for cleaner, more recent, single-issue denials, routine higher-level reviews, supplemental claims, and rating increases, carried all the way to the Board of Veterans’ Appeals.

See full details
An advocate reviewing a veteran's decade-deep claims file
Option 2

High-Complexity Representation

30% of back pay

For high-complexity cases, long claim histories, prior Board denials, CUE, complex effective-date and TDIU fights, multi-issue toxic exposure. Still no cost up front. Because the VA pays a rep only up to 20% directly, the VA sends your full retro to you and we invoice you directly for the 30%. Lawful, but never entered into lightly.

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A forensic file audit in progress
Option 3

Mission 5 Intelligence Brief

$750 flat

A standalone forensic file review and written road map, not representation. For the veteran with a tough, older case who wants to fight it himself and keep 100% of his back pay. We audit your file, show you every error, and hand you the plan. Available only to veterans who already have a VA decision.

See full details

The exact contingency percentage on your case is set in a written agreement by the complexity of the work, always within the maximum the law allows. Federal-court litigation, if it is ever needed, is a separate, pre-agreed arrangement.

A veteran shaking hands with his VA-accredited claims agent after reviewing his claim
Denied or under-rated?

Talk to a VA-accredited claims agent about your claim

Albert L. Thombs Jr. is a US Army veteran, VA-Accredited Claims Agent #45147, and 100% service-connected himself. He personally reviews every request. Fees are capped by 38 CFR §14.636, and there are no fees on representation unless you win.

702-992-4883

Mon–Fri, 11AM–6PM Pacific

Questions are always free. The Mission 5 Brief is $750 flat.