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The VA DisabilityADVOCATE

What The VA Won’t Put In Writing

Declassified

Description

We decode the evidence rules, exam traps, and rating tricks the VA won’t spell out, then fight to win what you earned.

Notes

Information here is free. Optional accredited representation, no fees unless you win.

VA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTIONVA-ACCREDITED CLAIMS AGENT #45147DENIALS REOPENEDLOW RATINGS CHALLENGEDC&P EXAMS AUDITEDEFFECTIVE-DATE & CUE HUNTSTDIU · SMC · PACT ACTNO WIN, NO FEE ON 20% OR 30% REPRESENTATION · $750 FLAT MISSION 5 BRIEFGOVERNED BY 38 CFR §14.636SECONDARY CONDITIONS LINKEDTERA & TOXIC-EXPOSURE CLAIMSBOARD & HIGHER-LEVEL APPEALSFREE CASE REVIEW, ASK A QUESTION
Getting Started
VA-Accredited Agent #45147

Getting Started

Every article we've published on getting started.

Women Veterans, the PACT Act, and Claims the VA Misses
Getting Started
August 24, 20263

Women Veterans, the PACT Act, and Claims the VA Misses

Women veterans are still under-rated, under-diagnosed, and too often dismissed by the VA. Here’s how to fight for PACT Act presumptives and female-specific conditions the system overlooks.

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Toxic Exposure Claims by Era Under the PACT Act
Getting Started
August 24, 20263

Toxic Exposure Claims by Era Under the PACT Act

Burn pits, Agent Orange, Gulf War illness, and Camp Lejeune claims each follow different VA rules. I’ll map the presumptive path, TERA, and how to prove exposure when your records are thin.

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Intent to File: The One Form That Protects Your Back Pay
Getting Started
August 10, 2026

Intent to File: The One Form That Protects Your Back Pay

An Intent to File freezes your effective date while you build your claim. Skipping it is one of the most expensive mistakes a veteran can make.

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Filing Your First Claim, Step by Step
Getting Started
August 10, 20262

Filing Your First Claim, Step by Step

The first claim sets the tone, and the effective date, for everything that follows. Do it deliberately, not in a panic.

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Presumptive Conditions: When the VA Concedes the Connection for You
Getting Started
August 10, 2026

Presumptive Conditions: When the VA Concedes the Connection for You

For some conditions, the law assumes service caused them. Knowing whether you fall under a presumption can save you the hardest part of the fight.

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VA Math: Why Two 50% Ratings Do Not Equal 100%
Getting Started
August 10, 20261

VA Math: Why Two 50% Ratings Do Not Equal 100%

The VA does not add your ratings. It uses "whole person" math that quietly costs veterans percentage points. Here is how it really works.

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What Each VA Rating Percentage Actually Means
Getting Started
August 10, 20262

What Each VA Rating Percentage Actually Means

A 30% rating is not "almost nothing." Here is what each percentage really represents, and why the jumps matter more than you think.

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Who Actually Qualifies for VA Disability, The Eligibility Basics
Getting Started
August 10, 20262

Who Actually Qualifies for VA Disability, The Eligibility Basics

Before you file a single form, understand the three doors you have to walk through to qualify for VA disability compensation.

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Total Disability based on Individual Unemployability (TDIU): 100% Pay Below 100%
Getting Started
July 21, 20262

Total Disability based on Individual Unemployability (TDIU): 100% Pay Below 100%

If service-connected conditions keep you from holding steady work, you can be paid at the 100% rate without a 100% schedular rating.

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The Big Three: Diagnosis, Event, and Nexus
Getting Started
July 21, 20263

The Big Three: Diagnosis, Event, and Nexus

Direct service connection comes down to three elements. Miss one and the claim fails, no matter how strong the other two are.

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What Is Service Connection? The Foundation of Every Claim
Getting Started
July 21, 20261

What Is Service Connection? The Foundation of Every Claim

Every rating starts with service connection. Here are the five ways to establish it, and why most veterans only know one.

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Secondary Service Connection: The Conditions the VA Keeps Missing
Getting Started
July 21, 2026

Secondary Service Connection: The Conditions the VA Keeps Missing

When one service-connected condition causes or worsens another, that second condition is claimable too, and the VA rarely connects the dots for you.

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The PACT Act: What Toxic-Exposed Veterans Need to Know
Getting Started
July 21, 20261

The PACT Act: What Toxic-Exposed Veterans Need to Know

The largest expansion of VA benefits in decades opened the door for burn-pit, Agent Orange, and radiation-exposed veterans. Here is how to walk through it.

Read more
A veteran checking his claim status on a laptop with his papers beside him
Your responsibility as a veteran

Your Part in This Is Not Optional

I will be straight with you. No advocate on earth can win a claim for a veteran who will not do his or her part. The VA decides on the record, and you are the only person who can build the medical side of that record. We do the legal and forensic work. You do yours. Here is what that means, every single time:

  • See a doctor and get every symptom written into your medical record. If it is not on paper, the VA treats it as if it never happened.
  • Keep a symptom journal. Dates, flare-ups, missed work, the nights you did not sleep. That is the evidence of how this condition actually runs your life.
  • Answer every VA letter and every request for evidence before the deadline. Silence gets claims denied.
  • Show up to your C&P exam and describe your worst days honestly. Do not tough it out in that room. Do not exaggerate either.

You do your job and we will do ours. That is how claims get won.

Choose Your Service

The Three Services

We offer three completely separate services, kept distinct on purpose so you know exactly what you are buying, what it costs, and how it is paid. These are not tiers of one agreement, you choose the single option that fits your situation.

Two are contingency representation with no cost up front; they differ by how hard the case is and how the fee gets paid. The third is a flat-fee forensic report for the veteran who wants to fight the claim himself.

An accredited claims agent and a veteran reviewing a clean, single-issue appeal together
Option 1

Standard Direct-Pay Representation

20% of back pay

No cost up front, nothing out of pocket. The VA withholds our fee and pays us directly under §14.636(h). Best for cleaner, more recent, single-issue denials, routine higher-level reviews, supplemental claims, and rating increases, carried all the way to the Board of Veterans’ Appeals.

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An advocate reviewing a veteran's decade-deep claims file
Option 2

High-Complexity Representation

30% of back pay

For high-complexity cases, long claim histories, prior Board denials, CUE, complex effective-date and TDIU fights, multi-issue toxic exposure. Still no cost up front. Because the VA pays a rep only up to 20% directly, the VA sends your full retro to you and we invoice you directly for the 30%. Lawful, but never entered into lightly.

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A forensic file audit in progress
Option 3

Mission 5 Intelligence Brief

$750 flat

A standalone forensic file review and written road map, not representation. For the veteran with a tough, older case who wants to fight it himself and keep 100% of his back pay. We audit your file, show you every error, and hand you the plan. Available only to veterans who already have a VA decision.

See full details

The exact contingency percentage on your case is set in a written agreement by the complexity of the work, always within the maximum the law allows. Federal-court litigation, if it is ever needed, is a separate, pre-agreed arrangement.

A veteran shaking hands with his VA-accredited claims agent after reviewing his claim
Denied or under-rated?

Talk to a VA-accredited claims agent about your claim

Albert L. Thombs Jr. is a US Army veteran, VA-Accredited Claims Agent #45147, and 100% service-connected himself. He personally reviews every request. Fees are capped by 38 CFR §14.636, and there are no fees on representation unless you win.

702-992-4883

Mon–Fri, 11AM–6PM Pacific

Questions are always free. The Mission 5 Brief is $750 flat.